http://www.hellodollar.com/ Finding the "Secret" of Wealth en Copyright 2007 Wed, 19 Oct 2005 08:07:28 -0800 http://www.movabletype.org/?v=3.34 http://blogs.law.harvard.edu/tech/rss Lately I've been working on creating a comprehensive long-term financial plan. As much as I think and learn about personal finance, I have yet to put all of my goals and plans down in one place. So I thought I'd... http://www.hellodollar.com/archives/2005/10/long-term_finan.html http://www.hellodollar.com/archives/2005/10/long-term_finan.html Finance and Your Life Wed, 19 Oct 2005 08:07:28 -0800 With all the talk about interest rates and immense savings growth over time, it's important be conscious of the effect that inflation will have on your money. Inflation is the (generally) slow but steady increase in the price of goods... http://www.hellodollar.com/archives/2005/10/inflation_calcu.html http://www.hellodollar.com/archives/2005/10/inflation_calcu.html Saving and Investing Mon, 17 Oct 2005 08:43:02 -0800 You know that the most important measure of financial health is net worth. So how do you figure out what yours is? It's actually pretty easy.... http://www.hellodollar.com/archives/2005/10/net_worth.html http://www.hellodollar.com/archives/2005/10/net_worth.html Saving and Investing Thu, 13 Oct 2005 08:32:01 -0800 I have a problem with surveys that determine the richest people in the world, or in a country, based on their income. After all, it's not how much you make, it's how much you have. Would you rather make $50,000... http://www.hellodollar.com/archives/2005/10/rich_-_what_is.html http://www.hellodollar.com/archives/2005/10/rich_-_what_is.html Saving and Investing Tue, 11 Oct 2005 08:15:25 -0800 Welcome to the 17th Carnival of Personal Finance! If you haven't read the Carnival before, it's a gathering together of personal finance-related posts submitted from across the blogosphere, and hosted on a different blog each week. If this is your... http://www.hellodollar.com/archives/2005/10/carnival_of_per.html http://www.hellodollar.com/archives/2005/10/carnival_of_per.html Finance and Your Life Sun, 09 Oct 2005 21:55:00 -0800 One of the reasons people get into credit card debt is that they have too much credit available, and are unable to manage it responsibly. If you're working to pay off credit cards, you can lower the risk of getting... http://www.hellodollar.com/archives/2005/10/close_your_cred.html http://www.hellodollar.com/archives/2005/10/close_your_cred.html Credit Thu, 06 Oct 2005 08:03:50 -0800 There are a bunch of systems that people use to get out of credit card debt. From talking to people who've successfully conquered credit cards, the system called "snowballing" debt seems to work well. The snowball system works like this:... http://www.hellodollar.com/archives/2005/10/snowballing_cre.html http://www.hellodollar.com/archives/2005/10/snowballing_cre.html Getting Out of Debt Tue, 04 Oct 2005 11:31:47 -0800 Over time, I have realized that without certain good habits in place, my finances quickly get out of order. Perhaps the most important habit that I have learned is regular savings. Regularly contriubting to savings account is important on several... http://www.hellodollar.com/archives/2005/10/regular_savings.html http://www.hellodollar.com/archives/2005/10/regular_savings.html Saving and Investing Mon, 03 Oct 2005 08:30:25 -0800 Thanks for the concerned emails and comments. I'm fine, but a vacation followed by a very busy personal time resulted in the suffering of this blog. Things are largely back to normal now, and I'll be resuming a regular posting... http://www.hellodollar.com/archives/2005/10/updates.html http://www.hellodollar.com/archives/2005/10/updates.html About the Site Sat, 01 Oct 2005 06:35:15 -0800 I read this post on Being Poor yesterday and I wanted to share it. It's an emotional reminder that some people don't have the luxury of putting away that extra dollar a day. Frugality is not a lifestyle choice --... http://www.hellodollar.com/archives/2005/09/i_read_this_pos.html http://www.hellodollar.com/archives/2005/09/i_read_this_pos.html Finance and Your Life Wed, 07 Sep 2005 11:28:30 -0800 A review of The Millionaire Next Door Long after I started getting responsible with my finances, I thought that in order to achieve real wealth, I needed to earn an extraordinary amount of money. At a certain level, that's true.... http://www.hellodollar.com/archives/2005/09/wealth_is_not_a.html http://www.hellodollar.com/archives/2005/09/wealth_is_not_a.html Saving and Investing Tue, 06 Sep 2005 07:59:24 -0800 As I was getting out of debt and began to accumulate some money that I actually wanted to save, I came across some banks advertising their APR (annual percentage rate), and some their APY (annual percentage yield). Not having a... http://www.hellodollar.com/archives/2005/09/apr_and_apy.html http://www.hellodollar.com/archives/2005/09/apr_and_apy.html Saving and Investing Fri, 02 Sep 2005 09:06:30 -0800 The suffering caused by disasters like Hurricane Katrina have an ironic way of bringing out the good in people. It reminds us that we're all in this world together. If you want to help, there are charities that have organized... http://www.hellodollar.com/archives/2005/09/hurricane_help.html http://www.hellodollar.com/archives/2005/09/hurricane_help.html Finance and Your Life Thu, 01 Sep 2005 08:04:33 -0800 Well, we're through week two on the Ten Dollar Project. I've experienced a minor setback in that I only managed to sell one of my pieces of jewelry on eBay, and that for the minimum bid of four dollars.... http://www.hellodollar.com/archives/2005/08/ten_dollar_proj_1.html http://www.hellodollar.com/archives/2005/08/ten_dollar_proj_1.html Ten Dollar Project Wed, 31 Aug 2005 08:41:20 -0800 I have taken a little bit of flack for a few of the articles I've written here that advocate penny-pinching and saving over spending. Most of it is along the lines of, "What good is it to have money if... http://www.hellodollar.com/archives/2005/08/taking_a_step_b.html http://www.hellodollar.com/archives/2005/08/taking_a_step_b.html Finance and Your Life Tue, 30 Aug 2005 20:43:56 -0800