Hello, Dollar! - Budgeting Series

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August 25, 2005

Budgeting Series

This is the first of a short series of posts discussing budgeting, and how to effectively use a budget as a tool to help manage your finances.

I'll write about the things that I have learned, but I'd also like you to share your own insight and experiences on a particular topic in that post's comments.

In the short time that Hello, Dollar has been around, I've learned more from your comments than I ever could have anticipated. I really appreciate the spirit of community that gives to this humble blog of ours, so I encourage you to keep sharing your comments!

Posts in this series:

I will link to each post in the budgeting series here, as I write them. I have the planned topics listed below, though I might add or change some as we discuss budgeting along the way.

Entry 1: Envelope Budgeting
Entry 2: Less is More in Budgeting
Entry 3: Spreadsheet Budgeting
Entry 4: To Budget or Not to Budget

Posted by Frank at August 25, 2005 8:03 AM

About

So what is the secret of wealth? The secret is... there is no secret! Almost anyone can become wealthy. The problem is, the process of building wealth is not what most people want to hear. It takes time and patience when most of us would rather get rich quick.

"Hello, Dollar" is about learning to do it the right way: getting out of debt, spending less, saving money and investing in your future. It's about learning the financial habits that will allow you to become rich slowly over a lifetime.

You might also want to read my story and what types of things we won't be talking about here.

You can find me via email at frankp [at] gmail [dot] com.

Disclaimer

"Hello, Dollar" provides general resources and information about personal finance. This website and its writers do not provide professional personal finance advice and do not assume responsibility for the results of any action taken as a consequence of the information on this website. You should consult a certified financial professional before making any decisions that relate to your finances.

Resources

Tools

Books

Your Money or Your Life is full of practical, easy to apply advice on how to become financially independent, and how that gives you freedom, which is what I really want to get from my money.

The Millionaire Next Door is the book that taught me that the key to becoming wealthy is not earning more money, but becoming frugal and spending less than you earn. It is filled with examples of millionaires that earn less than I do but became rich through diligence and patience.